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1 DOWN

PURCHASE YOUR HOME WITH 1% DOWN

Don’t have a big down payment? To purchase your home with a 1% down payment mortgage, homebuyers can benefit from a more accessible entry point into homeownership. However, an even sweeter deal can be had when the lender contributes an additional 2%, bringing the total down payment to 3%. This option allows buyers to keep […]

How Brazilians Buy Property in the United States

How Brazilians Buy Property in the United States

Discover the Step-by-Step Process: Brazilians Can Easily Purchase Property in the USA! Learn about the seamless property acquisition process for Brazilians in the United States and their homeownership rights. Find out everything you need to know about buying real estate in the USA as a Brazilian citizen without immigration status or residency rights. Foreign nationals, […]

FHA Streamline

FHA Streamline Refinance to Lower Interest Rate

An FHA Streamline refinance is a refinancing option for homeowners with existing FHA mortgages, allowing them to take advantage of lower interest rates or transition from an adjustable rate to a fixed-rate mortgage. The Streamline program simplifies the refinancing process by limiting documentation requirements, making it faster and more efficient. This limited documentation requirement makes […]

Non Qm Home loan

Non-Qm Home loan

A Non-QM (Non-Qualified Mortgage) home loan is a type of mortgage that does not meet the strict qualification requirements set by the government and conventional lenders. Non-QM loans are designed to help borrowers who may not fit into the traditional mortgage box, such as self-employed individuals or those with non-traditional income sources. One of the […]

Can I Qualify for a Mortgage with an ITI

Can I Qualify for a Mortgage with an ITIN Number?

Contrary to popular belief, you do not need a social security number in order to secure a mortgage. You can qualify for a mortgage with an ITIN number as long as you meet the requirements for the loan. This means being able to prove that you have a solid credit history, stable employment, and US-based assets. Portfolio […]

FIXED RATE MORTGAGE

FIXED-RATE MORTGAGE

The traditional fixed-rate mortgage is the most common type of loan program, where monthly principal and interest payments never change during the life of the loan. Fixed-rate mortgages are available in terms ranging from 10 to 30 years and can be paid off at any time without penalty. This type of mortgage is structured, or […]