All loans are subject to credit and property approval. Not all applicants will qualify. Certain restrictions apply. Borrowers must meet minimum credit score, loan-to-value (LTV), debt-toincome (DTI), income verification, asset, and program eligibility requirements. Approval is subject to full underwriting review, satisfactory appraisal, clear title, and compliance with investor and agency guidelines. USDA loans are subject to property eligibility and income limitations pursuant to USDA program guidelines. VA loans require a valid Certificate of Eligibility (COE). Bluevella Mortgage LLC is not affiliated with, endorsed by, or acting on behalf of the U.S. Department of Veterans Affairs, USDA, HUD, FHA, or any other government agency. This is not a commitment to lend. Loan terms, programs, interest rates, mortgage insurance, and fees are subject to change without notice. Refinancing may result in higher total finance charges over the life of the loan. Consumers are advised to consider all loan terms carefully. Bluevella Mortgage, LLC (NMLS ID #2260248) is registered with the Nationwide Mortgage Licensing System & Registry (NMLS). NMLS Consumer Access: www.nmlsconsumeraccess.org. We arrange but do not make loans. Equal Housing Opportunity. Loans are offered on a fair and equal basis without regard to race, color, religion, sex, familial status, national origin, military status, disability, or ancestry.