Starter-home sales continue upward trend
Introduction to Starter-Home Sales Starter homes have emerged as a vital segment in the real estate market, catering primarily to first-time homebuyers who seek an
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Freddie Mac: Mortgage Rates Move Lower
Introduction to Freddie Mac and Its Role in the Mortgage Market Freddie Mac, officially known as the Federal Home Loan Mortgage Corporation, was established in
Mortgage rates expected to hold firm even with another Fed cut
Understanding Mortgage Rates Mortgage rates refer to the interest charged on a home loan, expressed as a percentage of the loan amount. This rate plays
More than 40% of homeowners don’t have a mortgage
Introduction: Understanding the Shift in Homeownership The recent statistic indicating that over 40% of homeowners were mortgage-free by December 2025 marks a notable shift in
NAR Predicts Housing Market Bounceback in 2026
Overview of NAR’s Prediction The National Association of Realtors (NAR) is a prominent trade organization in the United States that represents real estate professionals. Established
Affordability Improves for the Fifth Straight Month
Introduction As of November 2025, the state of affordability in the economy has shown a notable improvement, marking the fifth consecutive month of positive trends.
Affordability woes mean discounts for investors
Introduction to Affordability Woes As we navigate through November 2025, the economic landscape presents a myriad of challenges, particularly concerning consumer affordability. Rising living costs
Existing-home sales rose to eight-month high in October
Introduction to Existing-Home Sales Existing-home sales refer to the transactions involving homes that have previously been lived in, as opposed to new construction. These sales
45% of Americans would consider a 50-yr mortgage
Introduction to 50-Year Mortgages A 50-year mortgage is a long-term home financing option that extends the repayment period to five decades. This type of mortgage
Mortgage applications to purchase a home rose 6%
Introduction: Understanding Mortgage Applications The process of obtaining a mortgage is a fundamental component of the home-buying experience, serving as a financial conduit for individuals
Starter-home sales continue upward trend
Introduction to Starter-Home Sales Starter homes have emerged as a vital segment in the real estate market, catering primarily to first-time homebuyers who seek an affordable entry point into homeownership. Typically, starter homes are defined as modestly priced properties, often comprising smaller square footage and fewer amenities compared to traditional
Freddie Mac: Mortgage Rates Move Lower
Introduction to Freddie Mac and Its Role in the Mortgage Market Freddie Mac, officially known as the Federal Home Loan Mortgage Corporation, was established in 1970 as a government-sponsored enterprise (GSE) aimed at enhancing the stability and efficiency of the housing finance market in the United States. The foundational purpose
Mortgage rates expected to hold firm even with another Fed cut
Understanding Mortgage Rates Mortgage rates refer to the interest charged on a home loan, expressed as a percentage of the loan amount. This rate plays a crucial role in determining the monthly mortgage payment and can significantly affect the overall cost of purchasing a home. Understanding mortgage rates is essential
More than 40% of homeowners don’t have a mortgage
Introduction: Understanding the Shift in Homeownership The recent statistic indicating that over 40% of homeowners were mortgage-free by December 2025 marks a notable shift in the landscape of homeownership in the United States. This trend not only reflects changing consumer behavior but also has profound implications for the housing market
NAR Predicts Housing Market Bounceback in 2026
Overview of NAR’s Prediction The National Association of Realtors (NAR) is a prominent trade organization in the United States that represents real estate professionals. Established in 1908, NAR plays a crucial role in shaping housing policy, providing research, and offering education for real estate agents. Recently, NAR has issued predictions
Affordability Improves for the Fifth Straight Month
Introduction As of November 2025, the state of affordability in the economy has shown a notable improvement, marking the fifth consecutive month of positive trends. This ongoing enhancement in affordability is significant for individuals and families, as it directly affects their purchasing power and overall quality of life. The steady
Affordability woes mean discounts for investors
Introduction to Affordability Woes As we navigate through November 2025, the economic landscape presents a myriad of challenges, particularly concerning consumer affordability. Rising living costs have emerged as a significant concern, primarily driven by a confluence of factors including escalating utility expenses, food prices, and housing costs. These increases have
Existing-home sales rose to eight-month high in October
Introduction to Existing-Home Sales Existing-home sales refer to the transactions involving homes that have previously been lived in, as opposed to new construction. These sales encompass single-family homes, townhouses, and condominiums, reflecting a significant segment of the real estate market. They are critical indicators of economic health, as they influence
45% of Americans would consider a 50-yr mortgage
Introduction to 50-Year Mortgages A 50-year mortgage is a long-term home financing option that extends the repayment period to five decades. This type of mortgage differentiates itself from more conventional durations, such as 15-year or 30-year mortgages, which are traditionally more prevalent in the American housing market. The extended term
Mortgage applications to purchase a home rose 6%
Introduction: Understanding Mortgage Applications The process of obtaining a mortgage is a fundamental component of the home-buying experience, serving as a financial conduit for individuals seeking to purchase residential properties. A mortgage application is essentially a formal request by a prospective borrower to secure financing from a lender for a