rates

Trump Says Mortgage Rates Will Be a Lot Lower in Early 2026

Introduction to Trump’s Statement Recently, former President Donald Trump expressed his belief that mortgage rates would decrease by early 2026. This prediction was made during a public appearance where Trump was addressing a crowd of supporters, drawing attention to the ongoing discussions of economic recovery and housing market dynamics. His

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Prospective homebuyers are highly motivated to purchase in 2026

Introduction to the Housing Market in 2026 As we approach 2026, the housing market presents itself as a significant landscape for potential homebuyers. Economic indicators suggest that this year could be particularly favorable for those looking to purchase property. Recent trends indicate a cooling off of the previously overheated housing

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VA lending

VA lending surges in 2025

Introduction to VA Lending VA lending is a vital component of the benefits provided to veterans and active-duty service members who seek to afford homeownership. Established by the U.S. Department of Veterans Affairs, the purpose of VA lending is to help those who have served in the military, along with

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rates

Fed cuts rates for 3rd time in 2025

Introduction: Understanding the Federal Reserve’s Rate Cuts The Federal Reserve, the central banking system of the United States, plays a crucial role in shaping the nation’s economic landscape. In December 2025, the Fed announced a significant decision to cut interest rates for the third time within a year, a move

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refinance

Refinance demand jumps 14%

Understanding the Refinancing Landscape Refinancing is a financial strategy that involves replacing an existing loan with a new one, typically featuring more favorable terms. The primary objective of refinancing is to obtain better interest rates, reduce monthly payments, or shift to a different loan structure, potentially leading to financial savings

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Starter-home sales continue upward trend

Introduction to Starter-Home Sales Starter homes have emerged as a vital segment in the real estate market, catering primarily to first-time homebuyers who seek an affordable entry point into homeownership. Typically, starter homes are defined as modestly priced properties, often comprising smaller square footage and fewer amenities compared to traditional

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mortgage

Freddie Mac: Mortgage Rates Move Lower

Introduction to Freddie Mac and Its Role in the Mortgage Market Freddie Mac, officially known as the Federal Home Loan Mortgage Corporation, was established in 1970 as a government-sponsored enterprise (GSE) aimed at enhancing the stability and efficiency of the housing finance market in the United States. The foundational purpose

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