FHFA

Trump to nominate Bill Pulte as FHFA director

Introduction to the FHFA The Federal Housing Finance Agency (FHFA) is a pivotal agency within the United States housing finance system. Established in 2008 in response to the financial crisis, the FHFA was created to oversee and regulate government-sponsored enterprises (GSEs) such as Fannie Mae, Freddie Mac, and the Federal

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NAR

Supreme Court Denies NAR’s Appeal Request

Introduction – Implications for DOJ Investigation The recent decision by the Supreme Court to deny the National Association of Realtors’ (NAR) appeal request marks a significant moment in ongoing legal proceedings concerning real estate practices in the United States. This development arises from a complex legal environment where various allegations

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home sales

Pending Home Sales – Best Levels Since April 2023

Introduction to Pending Home Sales Pending home sales represent a critical component of the real estate market, serving as a barometer for buyer demand and market activity. Specifically, pending sales refer to residential properties that have secured offers from buyers but have not yet completed the transaction through closing. This

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GDP

GDP grew at a 2.3% pace in the fourth quarter

Introduction to GDP and Its Importance Gross Domestic Product (GDP) serves as a fundamental indicator of a nation’s economic performance. It encapsulates the total monetary value of all goods and services produced within a country’s borders over a specified time frame, typically measured quarterly or annually. GDP is essential for

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30-Year

Average Rate on 30-Year Mortgage Eases for Second Week in a Row

Introduction to Mortgage Rates 30-Year mortgage rates play a crucial role in the real estate market, serving as a significant financial factor for potential homebuyers and influencing economic conditions. These rates are the interest percentages charged by lenders on home loans, and they can fluctuate based on various economic indicators,

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Can the Government Seizure Real Estate From Immigrants?

Can the Government Seizure Real Estate From Immigrants?

Introduction to Property Rights for Immigrants Can the Government Seizure Real Estate From Immigrants? Understanding property rights for immigrants in the United States is essential for both documented and undocumented immigrants who aspire to own real estate. Property ownership is a fundamental aspect of economic stability and personal empowerment, and

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Real Estate: Updates by NAR for Realtors

Real Estate: Updates by NAR for Realtors

The National Association of Realtors (NAR) has played a central role in the recent transformations of the real estate industry, which has seen significant changes, particularly in compensation structures and operational practices for realtors. These changes stem from a historic antitrust settlement involving the NAR, aimed at addressing longstanding concerns

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What is a Planned Unit Development (PUD)?

What is a Planned Unit Development (PUD)?

A Planned Unit Development (PUD) is a design approach that combines various land uses within a cohesive community framework. Typically, a PUD integrates residential, commercial, and recreational spaces, allowing for a flexible land use strategy that meets the needs of its inhabitants. This innovative urban planning concept is structured to

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2025 Conforming Loan Limits is $802,650

2025 Conforming Loan Limits is $802,650

Conforming loan limits are a critical aspect of the mortgage financing landscape, primarily serving as the maximum size of a mortgage that can be acquired by government-sponsored enterprises, such as Fannie Mae and Freddie Mac. These limits are established by the Federal Housing Finance Agency (FHFA) and are designed to

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Use Your IRS Tax Refund to Secure a Mortgage

Use Your IRS Tax Refund to Secure a Mortgage

When tax season rolls around, many individuals eagerly anticipate receiving their IRS tax refund. This annual financial boost can serve as a significant resource, offering a unique opportunity to enhance one’s financial situation. One particularly savvy way to utilize this windfall is by channeling it towards securing a mortgage. This

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