About me
When you come to me for your mortgage, I begin by listening. I want to understand your goals and priorities so I can offer a home loan that’s right for you. You may be a first-time homebuyer or a long-time homeowner. You may be buying an investment property or looking for a renoVAtion loan.
I offer a wide range of loan programs, from FHA and VA to conventional, jumbo and Foreign National. You are an individual and my recommendations will respect your unique circumstances. Communication is key, and sharing information is as important as listening. I will make sure you know what’s happening with your mortgage as it progresses through the process and will be available to answer your questions.
I’ll be with you every step of the way, from application to closing and beyond. Whether you are buying, refinancing, or renovating. I am always available to answer your questions. My goal is to guide you to a better place and yet give you the outstanding home loan experience you deserve.
Your Trusted Mortgage Expert: Meet Marcello Albuquerque.
Navigating the mortgage loan process is exciting and easy with the right home financing partner.
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DSCR
DSCR stands for Debt Service Coverage Ratio. It’s a key metric used by lenders to eVAluate the viability of an investment property as collateral for a mortgage
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FHA Insured Loans
An FHA loan is a mortgage insured by the Federal Housing Administration (FHA), which is part of the U.S. Department of Housing and Urban Development (HUD). These loans are designed to help lower-income and first-time homebuyers qualify for a mortgage
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Conventional Loans
A conventional loan is a mortgage offered by priVAte lenders such as banks, credit unions, and mortgage companies. These loans are not backed by government agencies like the FHA, VA, or USDA
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ITIN Loans
ITIN home loans are designed for non-U.S. citizens who do not have a Social Security Number (SSN) but have an Individual Taxpayer Identification Number (ITIN).
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Foreign Nationals
Foreign national loans are aVAilable to individuals without a U.S. credit score, Social Security number, or green card.
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Foreign Nationals
Foreign national loans are aVAilable to individuals without a U.S. credit score, Social Security number, or green card.