Here is how you can protect Your Credit Score. OptOutPrescreen.com is a website that allows you to opt out of pre-approved credit offers. These offers are sent to you by credit card companies and other lenders who have reviewed your credit history and determined that you meet certain criteria. While these offers can be tempting, they can also be a nuisance and can even lead to identity theft if they fall into the wrong hands. Opting out of these offers can help protect your credit and your identity.

Here is how you can protect Your Credit Score. The steps to opt out of pre-approved credit offers using OptOutPrescreen.com:

1. Visit OptOutPrescreen.com: The first step is to visit the OptOutPrescreen.com website. This website is run by the major credit bureaus and allows you to opt out of pre-approved credit offers from all four bureaus at once.
2. Enter your personal information: Once you are on the website, you will need to enter your personal information, including your name, address, and Social Security number. This information is used to verify your identity and ensure that you are the one making the request.
3. Choose your opt-out period: You will then need to choose your opt-out period. You can choose to opt out for five years or permanently. If you choose the five-year option, you will need to renew your opt-out status after five years.
4. Submit your request: Once you have entered your personal information and chosen your opt-out period, you can submit your request. Your request will be processed within five days, and you should stop receiving pre-approved credit offers within two to three months.

Opting out of pre-approved credit offers can help protect your credit and your identity. By following these simple steps, you can reduce the amount of unwanted mail you receive and help prevent identity theft. If you have any questions about the opt-out process, you can contact the credit bureaus directly for more information ¹²³⁴. If you need assistance, feel free to contact one of our loan officers.