NAR Predicts Housing Market Bounceback in 2026

Overview of NAR’s Prediction The National Association of Realtors (NAR) is a prominent trade organization in the United States that represents real estate professionals. Established in 1908, NAR plays a crucial role in shaping housing policy, providing research, and offering education for real estate agents. Recently, NAR has issued predictions

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Affordability Improves for the Fifth Straight Month

Introduction As of November 2025, the state of affordability in the economy has shown a notable improvement, marking the fifth consecutive month of positive trends. This ongoing enhancement in affordability is significant for individuals and families, as it directly affects their purchasing power and overall quality of life. The steady

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Affordability woes mean discounts for investors

Introduction to Affordability Woes As we navigate through November 2025, the economic landscape presents a myriad of challenges, particularly concerning consumer affordability. Rising living costs have emerged as a significant concern, primarily driven by a confluence of factors including escalating utility expenses, food prices, and housing costs. These increases have

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Existing-home sales rose to eight-month high in October

Introduction to Existing-Home Sales Existing-home sales refer to the transactions involving homes that have previously been lived in, as opposed to new construction. These sales encompass single-family homes, townhouses, and condominiums, reflecting a significant segment of the real estate market. They are critical indicators of economic health, as they influence

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mortgage

45% of Americans would consider a 50-yr mortgage

Introduction to 50-Year Mortgages A 50-year mortgage is a long-term home financing option that extends the repayment period to five decades. This type of mortgage differentiates itself from more conventional durations, such as 15-year or 30-year mortgages, which are traditionally more prevalent in the American housing market. The extended term

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Mortgage applications to purchase a home rose 6%

Introduction: Understanding Mortgage Applications The process of obtaining a mortgage is a fundamental component of the home-buying experience, serving as a financial conduit for individuals seeking to purchase residential properties. A mortgage application is essentially a formal request by a prospective borrower to secure financing from a lender for a

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mortgage

President Trump eyes 50-year mortgage plan

Introduction to the 50-Year Mortgage Plan In recent discussions regarding housing policies, President Trump has proposed an innovative solution aimed at tackling the ongoing issue of housing affordability: the 50-year mortgage plan. This proposal seeks to extend the traditional mortgage term from 30 years to 50 years, allowing homeowners to

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credit

Fannie Mae removes minimum credit score requirements from DU

Introduction to Fannie Mae’s New Guidelines Fannie Mae, officially known as the Federal National Mortgage Association, plays a critical role in the United States mortgage market. Established in 1938, this government-sponsored enterprise (GSE) was created to expand the flow of mortgage funds and increase homeownership rates throughout the nation. By

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Buyers are putting more money down

Introduction to Current Housing Market Trends The housing market has experienced significant fluctuations in recent years, influenced by a myriad of economic factors, consumer preferences, and transformative trends. As of November 2025, buyers are facing a remarkably different landscape compared to previous years. A marked shift in consumer behavior and

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rent

Study shows rent data could help millions qualify for mortgages

Introduction In November 2025, a pivotal study was conducted that sheds light on the relationship between rent payment histories and mortgage eligibility, a topic of growing relevance in today’s housing market. As more individuals find themselves sidelined by conventional credit scoring methods, this research aims to explore how rent data

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