HELOC

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Home Loans

Find the perfect loan for your

VA Loan

Home loans built for
veterans

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UNLOCK YOUR

DREAM HOME

without breaking the bank with our affordable home loans

*Pre-qualification will not impact your credit score.

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Designed for borrowers with a tax ID Number.

HOME LOANS

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No social security card
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No credit score

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START YOUR HOME BUYING JOURNEY WITH CONFIDENCE BY GETTING PRE-QUALIFIED

Your Budget

CAll US WHATSAPP GET PRE-APPROVED

No tax return

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No credit score

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Mortgage Calculator

Estimate your monthly mortgage payments. Account for interest rates and escrow.

Interest Rates

Compare the national average mortgage rates when you buy a home or refinance.

Chat With Us

Connect to one of our loan officers to help you find the right mortgage for you.

Steps to finance your property with Pilgrims Mortgage

Not sure where to begin on your home buying journey? Here's a quick guide to help you get started.

1. Prepare your finances

Take some time to review your credit score and income. Avoid taking out loans, opening credit cards or making large purchases for six months. Then, get a quick estimate of what you can afford with our Affordability Calculator.

2. Start Application

Get an estimate for the amount you'll be able to borrow, so you can confidently search for homes within your budget. With Pilgrims Mortgage, you can get pre-qualified in as little as three minutes with no impact to your credit score.

3. Get Pre-Qualified

Getting pre-approved by a lender helps you make a strong and competitive offer. A loan officer will verify your income and assets, so you'll want to prepare documents such as pay stubs, W-2's and bank statements.

4. Underwriting

After the seller accepts your offer, it's time to begin the formal mortgage application for your new home. Our loan officers will be available to provide expert guidance for your unique situation, every step of the way.

5. Clear to Close

In most states, you'll close your loan with an escrow company. Once your loan is approved, the lender sets a date to finalize the sale and check your credit one last time.

Pilgrims Mortgage Flexible loan options

Governmental Loan

Conventional Loan

Non-QM Loan

Governmental insured loans

FHA
VA
USDA

At Pilgrims Mortgage, we're committed to making your homeownership dreams a reality. Trust us to navigate the FHA financing process and find the best loan options for you.

Down payment as low as 3.5%
Competitive interest rates.
PMI required for the term of loan.
30 to 15-year terms offered.
Popular with first-time home buyers.
Qualifying FICO score are usually 620 or lower.

Unlock the power of your VA benefits! Pilgrims Mortgage is here to help you navigate the mortgage process and maximize your entitlement. Get pre-approved today and discover how our expert team can help you achieve homeownership.

Down payment as low as 0%
No PMI
Lower closing costs
Flexible credit requirements

Apply now and take the first step towards achieving your rural homeownership dreams! Contact Pilgrims Mortgage at [phone number] or [email address] to speak with a USDA loan specialist and get pre-approved today!

Down payment as low as 0%
Household income restrictions.
Limited to rural areas.
Qualifying FICO score are usually 640 or lower with manual underwriting.

Conventional loan programs

Conventional
HomePossible
HomeReady

A conventional mortgage is a type of home loan that is not insured or guaranteed by the government.

Down payment as low as 5%
PMI required with down payments under 20%
Fixed-rate options
30 to 15-year terms offered
Popular with current homeowners looking to upgrade.
Qualifying FICO score are usually 680+

Offered by Freddie Mac, HomePossible provides a flexible and affordable way for individuals and families to achieve their dream of owning a home.

Down payment as low as 3%
Competitive interest rates.
PMI required <20% down payment.
30 to 15-year terms offered.
Popular with first-time home buyers.
Qualifying FICO score are usually 620.

HomeReady is a conventional mortgage financing option offered by Fannie Mae, designed to make homeownership more accessible and affordable for low-to-moderate-income borrowers.

Down payment as low as 3%
Competitive interest rates.
PMI required <20% down payment.
30 to 15-year terms offered.
Popular with first-time home buyers.
Qualifying FICO score are usually 620.

Non-QM Home Loans

P&L
ITIN
Foreign National
DSCR
Jumbo Loan

Pilgrims Mortgage Profit and loss or bank statement income qualification home loans.

Down payment as low as 10%
No PMI.
30 to 15-year terms offered.
No tax returns required
May qualify with no FICO score.

At Pilgrims Mortgage, we say yes! Contrary to popular belief, you do not need a social security number in order to secure a mortgage.

Down payment as low as 15%
No PMI.
30 to 15-year terms offered.
No tax returns required.
Social security card not needed.
Qualify with P&L or Bank Statements.
May qualify with no FICO score.

As a foreign national, securing a mortgage in the United States can be complex. At Pilgrims Mortgage, our experienced team understands the unique challenges you face.